:root{--navy:#0b2a4a;--blue:#1b5e9b;--accent:#f28c00;--bg:#fff;--alt:#eef3f8;--text:#1c2733;--muted:#0f0f0f;--line:#d5dee8;--card:#fff;box-sizing:border-box;padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){--bg:#0d1620;--alt:#122132;--text:#e6edf5;--muted:#9fb0c2;--line:#264058;--card:#152638;--navy:#08192b;--blue:#5aa2e0}}
:root[data-theme="dark"]{--bg:#0d1620;--alt:#122132;--text:#e6edf5;--muted:#9fb0c2;--line:#264058;--card:#152638;--navy:#08192b;--blue:#5aa2e0}
html{scroll-padding-top:env(safe-area-inset-top,0px);scroll-behavior:smooth}
*{box-sizing:border-box}
body{margin:0;background:var(--bg);color:var(--text);font:14px/1.65 'Poppins', sans-serif}
.w{max-width:1120px;margin:0 auto;padding:0 0px}

header{background:var(--navy);color:#fff;position:sticky;top:env(safe-area-inset-top,0px);z-index:9}
header .w{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-top:12px;padding-bottom:12px}
.logo{font-weight:800;letter-spacing:.3px}.logo span{color:var(--accent)}
nav a{color:#cfe0f1;text-decoration:none;margin-left:18px;font-size:14px}
nav a:hover{color:#fff}
.hero{background:linear-gradient(135deg,var(--navy),var(--blue));color:#fff;padding:64px 0}
.hero h1{font-size:clamp(28px,4.5vw,44px);line-height:1.2;margin:0 0 14px}
.hero p{max-width:720px;font-size:18px;color:#dbe8f5}
.hero .cta{display:flex;flex-wrap:wrap;gap:12px;margin-top:22px}
.usp{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin-top:34px}
.usp div{background:rgba(255,255,255,.1);border-left:4px solid var(--accent);padding:12px 14px;border-radius:4px;font-size:14px}
.usp b{display:block;font-size:15px}
section{padding:0px 0}
h2{color:var(--navy);font-size:clamp(23px,3vw,31px);margin:0 0 12px;border-bottom:3px solid var(--accent);display:inline-block;padding-bottom:4px}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) h2{color:#fff}}
:root[data-theme="dark"] h2{color:#fff}
h3{color:var(--blue);margin:22px 0 6px;font-size:19px}
.lead{max-width:820px;color:var(--muted);font-size: 14px;font-weight: 400;font-family: 'Poppins', sans-serif;}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(195px,1fr));gap:16px;margin-top:20px}
.card{background:var(--card);border:1px solid var(--line);border-top:4px solid var(--blue);border-radius:6px;padding:16px 18px}
.card h3{margin-top:0}
.tw{overflow-x:auto;margin:18px 0;border:1px solid var(--line);border-radius:6px}
table{border-collapse:collapse;width:100%;min-width:560px;font-size:14.5px;background:var(--card)}
th{background:var(--navy);color:#fff;text-align:left;padding:10px 12px}
td{padding:9px 12px;border-top:1px solid var(--line)}
tr:nth-child(even) td{background:var(--alt)}
.note{font-size:13.5px;color:var(--muted)}
ul.ck{padding-left:0;list-style:none}ul.ck li{padding-left:26px;position:relative;margin:8px 0}
ul.ck li:before{content:"✔";position:absolute;left:0;color:var(--accent);font-weight:700}
.two{display:grid;grid-template-columns:1fr 1fr;gap:28px}
@media(max-width:760px){.two{grid-template-columns:1fr}nav{display:none}}
details{background:var(--card);border:1px solid var(--line);border-radius:6px;margin:10px 0;padding:12px 16px}
summary{cursor:pointer;font-weight:600;color:var(--navy)}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]) summary{color:#fff}}
:root[data-theme="dark"] summary{color:#fff}
.lead-box{background:var(--navy);color:#fff;border-radius:8px;padding:30px;display:grid;grid-template-columns:1fr 1.2fr;gap:30px}
@media(max-width:820px){.lead-box{grid-template-columns:1fr}}
.lead-box h2{color:#fff}
form{display:grid;gap:10px}
input,select,textarea{width:100%;padding:11px;border-radius:5px;border:1px solid #9fb3c8;font:inherit;color:#111}
.r{display:grid;grid-template-columns:1fr 1fr;gap:10px}
@media(max-width:520px){.r{grid-template-columns:1fr}}
section .alt {padding-top: 30px;}
.heading1{
    color: var(--navy);
    font-size: 24px;
    margin: 0 0 12px;
    border-bottom: 3px solid var(--accent);
    display: inline-block;
    padding-bottom: 4px;
    font-weight: 600;
}

.headinglead {
    color: var(--blue);
    margin: 22px 0 6px;
    font-size: 19px;
    font-weight: 900;
    margin-top: 0px;
}